Having a catastrophic injury is life-altering, not only for the injured party but also for their family. Catastrophic injuries typically are long-term and can require extensive medical treatment, rehabilitation, and extended care, including the use of specialized medical equipment. For that reason, the experienced Las Vegas catastrophic injury lawyers at ER Injury Attorneys are here with the info you need on insurance coverage for catastrophic injury medical devices.
Common Necessary Catastrophic Injury Medical Devices
Catastrophic injuries, such as spinal cord injury or traumatic brain injury, typically require a range of catastrophic injury medical devices to recover and improve your quality of life. Some of the most common devices used are:
- Mobility Aids: Wheelchairs, walkers, crutches, and canes allow individuals to walk again and be independent.
- Prosthetics: Artificial limbs can be replaced in place of missing limbs to restore mobility and functionality.
- Orthotics: Braces, splints, and supports immobilize injured areas and allow healing.
- Assistive Technology: Devices like speech-generating devices, hearing aids, and visual aids help individuals with disabilities perform daily tasks.
- Wound Care Devices: Dressings, bandages, and negative pressure wound therapy systems heal complex wounds.
- Respiratory Devices: Ventilators, CPAP machines, and oxygen concentrators assist with breathing difficulties.
- Feeding Tubes and Catheters: These devices provide nutrition and regulate body functions for those who cannot do so independently.
- Ostomy Supplies: For surgery of the digestive or urinary tract, ostomy supplies are a must.
The specific devices needed will vary with the injury and the individual situation of the person. A medical team can help to determine the best devices for rehabilitation and continuing care for your personal injury claim.
What to Do If Insurance Denies Your Injury Claim
Unfortunately, insurers are not always willing to play ball when you need coverage. Claims are frequently denied or underpaid, leaving you stuck with the cost yourself. If your insurer refuses to cover the cost of necessary catastrophic injury medical devices, do the following:
- Check Your Policy: Review your terms and conditions to determine if the denial is justified.
- Appeal the Decision: Insurance companies sometimes make mistakes. Sometimes supplementing an appeal with supporting information from your doctor can overturn a denial.
- Consult the Services of an Attorney: A competent personal injury attorney can walk you through the claims process, deal with insurance companies, and get you the compensation you deserve.
Lawyers Who Can Help with Catastrophic Injury Medical Devices
The Las Vegas injury lawyers at ER Injury Attorneys are here with the information you need on insurance coverage for catastrophic injury medical devices. We’re also here for you if you’ve had your rightful claim denied. Our dedicated team of personal injury attorneys is ready to help with the claim process and get you the equipment and compensation you need.
ER Injury Attorneys is available to assist you 24 hours a day, 7 days a week. You can reach us right now by dialing 702-878-7878 or online through LiveChat. You can also fill out this contact form. ER Injury Attorneys represents accident victims throughout Southern Nevada, including Henderson, Summerlin, Pahrump, Boulder City, Laughlin, and beyond. Get in touch with us today to get the legal advocacy you need.