Depending on the severity of an accident, a person may need to decide whether or not they file an insurance claim against the at-fault party for injuries and other damages. Prior to doing so, our legal team strongly recommends that victims become familiar with what an insurance adjuster does and how it could affect your overall settlement amount.
That is why we put together the following information to help you better understand the role of an adjuster and how a personal injury attorney can help you through the claims process.
What Is an Insurance Adjuster?
A typical liability claims insurance adjuster is often employed by an insurance company and focuses on processing personal injury and third-party injury claims. Generally, the at-fault party’s insurance company will assign an insurance adjuster to work on settling a personal injury case filed by an accident victim.
What Are the Duties of an Insurance Adjuster After an Accident?
The duties of an insurance adjuster include making a quick and inexpensive settlement in order to save the insurance company money. They have a reputation for doing this by pushing accident victims to accept the first settlement offer submitted soon after an accident happens.
More specifically, after an accident and an injury claim has been filed, a claims adjuster’s duties often include a mix of the following:
- Initiate and process a claim evaluation in a timely manner.
- Notify the insurer of a covered loss under policy terms.
- Record data and statements in report.
- Examine photographs and statements.
- Handle liability claims involving personal injuries or third-person property damage for car accidents, slip and falls, dog bites, catastrophic injuries, or other alleged acts of negligence.
- Investigating and assigning liability (fault) of an accident.
- Physically inspect and assess damages.
- Review the case budget for property damage, loss of personal items, or any extra expenses claimed as a result of the loss.
- Issue payout amounts.
How Personal Injury Lawyers Help Increase Settlement Offers
Most injury victims do not realize that the first, and often subsequent, settlement offers do not need to be accepted. That in fact, the dollar amount offered is often tied to the amount of experience a claim adjuster has with processing claims.
This means that you may actually be entitled to a higher settlement, but without challenging any low-ball offers you may end up with less—even if the first offer seems appealing.
Our southern Nevada injury attorneys have decades of experience negotiating on behalf of accident victims to ensure they get the highest amount of compensation possible. We do this by assisting with the gathering of key supportive documentation and accident reports, as well as establishing fault.
We also know how to combat all of the tricks an insurance adjuster may try to use to cheat you out of a fair settlement for:
- Medical expenses
- Lost wages and future earning potential
- Pain and suffering
Related article: Can I Still Get Compensation if I Was Partially at Fault?
Get a Free Consultation & Learn More About Your Potential Payout
If you or a loved one has been injured in an accident in Las Vegas, Summerlin, Henderson, Pahrump, Boulder City, or other surrounding cities, please contact us today for a free consultation.
At ER Injury Attorneys, our legal team provides urgent care during life’s emergencies 24/7. We are here to help you understand just what an insurance adjuster does after a personal injury accident, as well as break down your individual legal options. That way, you can make the best possible decision on how to move forward.
Call us at 702-878-7878, connect with a LiveChat agent online, or fill out this contact form to request your free consultation.